Quite literally too! Sexy lady Urmila Matondkar has a nervous time coming around this Diwali – the gorgeous actress has not one but two 'Karz' coming up this festive season.

Well we are talking about her two upcoming movies and the one thing common between the both is to do with 'karz'. While on the one hand there is Bhushan Kumar's film titled 'Karzzzz' with Himesh Reshammiya and the other hand there is 'EMI' which is all about ..... karz, once again!

But the similarities end only till the name. Both the films are very different in terms of their concept where one is a remake of a classic love story and the other is a light-hearted modern day satire.

WellUrmila, Karzzzz hai toh Emi Chukana hi padega eh?